Expected closing costs

There are certain typical costs linked to closing the sale of a house. These fees are commonly split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help guide you through the process.

Loan-related closing costs (Details)

Points (optional)

Appraisal Fee

Credit Report

Interest Payment

Escrow Account

At closing, these taxes are usually paid (Details)

Property Taxes

Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance

Flood or Quake Insurance (optional)

Private Mortgage Insurance (PMI) (optional)

Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying a home in County, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not surprised when you come to the closing table. I'll be willing to review the LE with you, answering your questions and highlighting any estimates that are uncertain.